Insurance decisions deserve clear information.
We aim to present insurance information in a straightforward way. Before purchasing or renewing a policy, always review the insurer's policy wording, schedule, exclusions, limits and applicable conditions.
About the information on this website
GUAN Technologies presents information about insurance products and services to help individuals, families and businesses understand their options. Product descriptions, examples, illustrations and FAQs are intended to make insurance concepts easier to understand and should not be read as a substitute for the final policy documents.
Policy wording takes precedence
The actual insurance contract is governed by the accepted proposal, policy schedule, wording, endorsements and applicable terms and conditions issued by the insurer. Where website content differs from the policy document, the policy document will govern.
Premiums and quotations
Premiums can depend on factors such as age, location, vehicle or asset details, coverage selected, policy history, underwriting and applicable taxes or charges. Indicative information should not be treated as a binding quotation unless expressly issued as such.
Claims
Claim admissibility, assessment and settlement are determined by the relevant insurer in accordance with the policy. Customers should notify the insurer through the prescribed channel and provide documents within the applicable timelines.
Third-party insurers and partners
Insurance products may be offered by insurers with whom the business has an arrangement. The insurer remains responsible for underwriting, policy issuance, policy administration and claim decisions.
Changes to information
Insurance products, regulations, pricing and insurer requirements can change. GUAN Technologies may update website information from time to time to keep it relevant.
Professional advice
Where a decision involves significant financial, legal or tax considerations, customers should consider obtaining appropriate professional advice in addition to reviewing the relevant insurance documents.
Contact
If you need clarification about an insurance product or service shown on this website, our team can help you identify the appropriate next step. You can reach us at contact@guantechnologies.in or madhab@guantechnologies.in.